When a person is injured on the job or as a result of their employment, it is their employer’s responsibility to provide them with insurance coverage. This insurance coverage not only protects the injured worker but also the employer. Injured workers have the right to receive wage and medical benefits, depending on the type of injury and its duration. When the process is too difficult and an injured worker feels they are being given the runaround, it behooves them to seek help from a work injury attorney.
Injured workers will need to start the process of filing a claim by first informing their employer. It is imperative a worker informs their employer as soon as possible because failure to inform could result in a denial of benefits. Once the employer has been informed, they are responsible for filing a claim with their insurance company which then takes over and starts the claims process. The injured employee will need to be checked by the company doctor so a diagnosis and prognosis can be given to the adjuster.
Depending on the state, an injured worker’s benefits for wages will not begin immediately. Some states have a seven-day waiting period where benefits will not be paid. Once those seven days have passed, the worker will then begin receiving weekly checks for a percentage of the amount they would have normally earned during a weekly pay period.
Unfortunately, the process of filing for worker’s compensation does not always proceed as smoothly as it should. Sometimes, injured workers are unfairly denied by their employer or the insurance company. When this happens, an injured worker has the right to seek help from an attorney.
An attorney will help with the insurance company and employer negotiations. They will also guide their client through the appeals process. The attorney will work to make sure their client receives a fair outcome in their worker’s compensation claim.
If you have been seriously injured in a work-related accident, now is the time for you to seek legal help. An attorney will be happy to meet with you and go over the details of your claim.